Here is the first card I made using Penny Black's Mimi's Halloween and Lawn Fawn's Happy Hauntings. I used a masking to create the background.
For my second card I used Lawn Fawn's Ornate Ornaments and Hero Arts Wood Grain background. I created the Ornament using transparency and stickles which makes it glassy and see through like a normal ornament would be.
For my third card I wanted to create a window with an indoor and outdoor scene. I used Penny Black's Mimi's Christmas and Hero Arts Starry Night. I used transparency in the window.